Before we recommend any protection, we need to understand a little about you - your circumstances, your priorities, and what you want your cover to achieve. These questions help us give clear, tailored advice so the protection we recommend genuinely fits your life.
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Getting advice on protection should feel reassuring, not overwhelming. Hereās what you can expect when you contact Waddle:

A flexible mix of covers that adapts to your familyās setup. From illness to income gaps, itās built around the people who rely on you most.
More About Family Protection šŖ
A tax-free lump sum if you pass away, to cover the mortgage, bills, and give your family breathing space when they need it most.
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If illness or injury stops you working, this cover replaces part of your income so essentials stay covered and you can focus on getting better.
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Pays off or reduces your mortgage if you pass away or become critically ill, protecting your familyās home and stability.
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A lump sum if youāre diagnosed with a major illness like cancer, heart attack, or stroke. Itās about recovery first, money second.
More About Critical Illness š§āāļø
Helps cover funeral costs - from services to flowers - easing the burden on your family at the toughest of times.
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Helps manage inheritance tax liabilities so more of your wealth goes to your loved ones, not the taxman.
More About Legacy Cover šø
Your business is more than work - itās your livelihood, your teamās future, and sometimes your familyās too. Business Protection keeps things steady if illness, injury, or worse gets in the way, covering key people, income, and shareholders.
Explore Business Protection š¼
Already a client and need to update something? Want to make a claim? Or maybe you just fancy a chat about your day - whatever it is, weāve got you. Head to our main contact page and weāll point you in the right direction.











